Job Description

Licensed Insurance Sales Agent

Location(s): Clifton, New Jersey

Role and Employment Type

Role: Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions). Employment Type: Full-Time with Benefits. Work Arrangement: Field Role.

Career and Opportunity

Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

Kemper Life is actively seeking licensed agents to join our field sales teams. As a licensed insurance agent, you will be assigned an established book of business that provides prospecting opportunities for new sales and immediate income through a collections commission for premiums collected each month. With Kemper's pay-for-performance compensation model, agents have the opportunity to determine their own income. As your book of business expands, so does your earning potential. Exceptional performance is also recognized through awards, prizes, and company-sponsored trips.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

Benefits

Kemper offers competitive benefits, including:

• Major Medical and Dental Insurance
• Group Life Insurance
• Short-Term & Long-Term Disability
• 401(k) with Company Match
• Paid Vacation
• Employee Stock Purchase Program
• Great work-life balance. Benefit from autonomy in managing your customer visits and premium collection schedule
• Career growth and promotional opportunities

Licensed Agent Bonus Program

Through Kemper's Licensed Agent Bonus Program, new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in bonuses during their first year.

• $750 bonus when hired and assigned to an agency
• $1,500 bonus after six production months
• $2,500 bonus after 12 production months

*To qualify for these bonuses, agents must maintain a $200 average monthly issued premium and be an active employee in good standing. Agents must be fully licensed to sell all Kemper Life products in his/her resident state. The Licensed Agent Bonus Program is not available to rehires or agents with temporary licenses.

Responsibilities

Day-to-Day Activities:

• Coordinating home visits and conducting sales presentations, recommending products, and closing new sales
• Prospecting for new sales opportunities
• Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
• Responding promptly to service requests such as beneficiary changes, claims, and loans
• Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations

• Grow the assigned territory through new sales
• Build strong working relationships with customers
• Devote the time necessary to fulfill the responsibilities of the role
• Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications

• Must be fully licensed to sell all Kemper Life's products (Life, Health, P&C)
• Customer service experience
• Must be at least 18 years of age
• Valid driver's license with required auto insurance coverage
• Dependable vehicle for daily travel
• Ability to pass a background check, motor vehicle report, and drug screening
• Authorization to work in the United States

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